2026 tax year · federal + state
Enter what you make freelancing. See your real self-employment tax, federal and state income tax, your quarterly payment, and what you actually keep per hour — using official 2026 figures.
Your numbers
Most self-employed people qualify (federal only). Phases out for some service businesses at higher incomes.
What this means for you
Set aside each quarter
Move this to a separate account the moment you get paid.
| Net business incomeAfter expenses | $0 |
| Self-employment taxSocial Security + Medicare, both halves | $0 |
| Federal income taxAfter standard deduction | $0 |
| State income tax— | $0 |
| Total tax | $0 |
| After-tax income0% | $0 |
Stop doing this by hand partner picks
Estimate only — not tax advice. Federal figures use 2026 IRS amounts (Rev. Proc. 2025-32); state figures use the Tax Foundation's 2026 rate tables. Local/city taxes are excluded, and state credits, exemptions, and special deductions are simplified — so state numbers are close approximations, not exact. Quarterly figures assume any W-2 job handles its own withholding. Confirm with a tax professional before filing.